More about us

SXM Homes & Loans, a Realty group

We will refer you to the most prestigious financial banking institutions for loans, mortgages, or a mortgage broker. We will guide you through the process.
No capital gain tax. 4% property transfer tax and between 1.5% to 2% Notary fees.

Our Mission

Build long-term relationships with the clients providing exceptional service to exceed their expectations, utilizing our knowledge and experience in the Real Estate business, and continuously educating ourselves on the latest market trends, laws, and regulations to better serve the clients, maintaining highest standards of professionalism, integrity and providing personalized service and guidance throughout the buying or selling process.

Our Vision

To be the leading and most recognized, respected, and trusted Real Estate Agency in Sint Maarten and the region, known for our exceptional service, integrity, professionalism, and commitment to our client´s satisfaction to build a reputation as a knowledgeable, ethical, and professional agency and to achieve a loyal client base. We have more than 12 years in the real estate business in Sint Maarten, closing sales, short- and long-term rentals as well as property management. Our clients feel satisfied with my work due to our high professionalism, punctuality, excellent service, and honesty. We have always tried to create long-term relationships with our clients, maintaining high standards of quality and integrity, always exceeding their expectations.

More Information

You can use this guide to familiarize yourself with rules, laws and other important information relating to ST Maarten.

Sint Maarten is an island in the Caribbean Sea that is divided into two parts: the southern part is a constituent country of the Kingdom of the Netherlands, known as Sint Maarten, while the northern part is a French overseas collectivity, known as Saint-Martin. The island is located approximately 240 km or 150 miles east of Puerto Rico and is situated between the islands of Anguilla and Saint Barthelemy.

Sint Maarten has a population of around 40,000 people, and its official languages are Dutch and English. The island is a popular tourist destination, known for its beautiful beaches, warm weather, and vibrant nightlife. The island’s capital is Philipsburg, which is located on the southern coast of the island and is known for its duty-free shopping.

The economy of Sint Maarten is largely based on tourism, with the island attracting millions of visitors each year. However, the island also has a significant offshore financial industry and is home to one of the largest ports in the Caribbean.

Sint Maarten has a rich cultural heritage, influenced by its Dutch, French, and African roots. The island is home to a diverse range of music, including calypso, reggae, and soca, and is famous for its annual Carnival celebration, which takes place in April.

In recent years, Sint Maarten has faced challenges such as the impact of natural disasters like hurricanes and the COVID-19 pandemic. However, the island continues to work towards economic and social development and remains a popular destination for tourists from around the world.

The island was first inhabited by the Arawak and Carib ethnic groups, who called it “Soualiga,” which means “Land of Salt” in their language. The island was an important source of salt for the indigenous people and was also a popular stop for European explorers and traders.

In 1493, the island was visited by Christopher Columbus, who named it after Sint Maarten of Tours. Over the next several centuries, the island was colonized by various European powers, including the Spanish, Dutch, French, and British. The Dutch established a permanent settlement on the southern half of the island in 1631, while the French established a settlement on the northern half in 1648.

The island remained divided between the Dutch and French until the early 19th century, when it was briefly occupied by the British. In 1817, the Dutch and French signed the Treaty of Concordia, which established the current border between the two sides of the island. St. Maarten was peacefully divided between Holland and France, and today is the smallest landmass in the world to be shared by two sovereign nations.

In the 20th century, Sint Maarten became an important center for trade and tourism, thanks to its strategic location and warm, sunny climate. In October 10, 2010, Sint Maarten became an autonomous part of the Kingdom of the Netherlands, with its own government and constitution. Today, the island is a popular tourist destination, known for its beautiful beaches, lively nightlife, and rich cultural heritage.

  • MINGO Civil Law Notary Office, Philipsburg Sint Maarten
  • SXM Notary Richards, Philipsburg Sint Maarten
  • Notary Boekhoudt, Philipsburg Sint Maarten

Real estate laws in St. Maarten are somehow unique from the rest of the world but not unique in the Caribbean. There are many different aspects of real estate laws in St Maarten that need to be discussed in full and in-depth.

In Sint Maarten, real estate laws may be influenced by the Dutch and French legal systems, as the island is divided between the two countries. Property ownership, transfer of property, and contracts for real estate transactions may be subject to different laws depending on which side of the island the property is located.

Real estate in Sint Maarten can be jointly owned. Joint ownership of the real estate in St. Maarten may occur when two or more private individuals or legal entities jointly purchase the real estate property.

Additionally, there may be specific laws and regulations related to zoning, building codes, and environmental standards that must be followed when purchasing or developing real estate in Sint Maarten.

It is important to consult with a local attorney or real estate professional who is knowledgeable about the laws and regulations in Sint Maarten to ensure compliance and avoid any legal issues.

If you decide to purchase property in St. Maarten, the ownership of the real estate shall refer to and must be recorded in the public register for real estate property. 

If you purchase property, the civil law notary who executes the transfer deed will have to register the new ownership in the public register for real estate property. This is primarily done to complete the transfer of ownership of property in St. Maarten. After which, the buyer is now considered as a property owner in St. Maarten.

For those who are already sure that they want to purchase a property in St. Maarten, they can do so with the knowledge that real estate laws in St. Maarten are straightforward.

4% Property transfer tax fee and between 1.5% to 2% Notary fees.
No capital gain tax

Isle de Sol: Located at Snoopy Island, in a calm corner of the lagoon, the perfect home away from home for yachts at the Caribbean. IGY signature is the ultimate home part for nautical adventures.
Simpson Bay Marina: Simpson Bay Yacht Club Marina offers variety of services to the yachting community, whether they arrive on a small sailboat or a mega yacht.
Palapa Marina: very close to Princess Juliana Airport. The local bars and various services located at La Palapa Marina Center add to its appeal. Lovely view of the lagoon, a popular meeting place.
Porto Cupecoy Marina: features a private Mediterranean condominium style sumptuously design.
Port de Plaisance Yacht Club: full service facility, professionally run with 90 plus slips for vessels from 40 – 250 ft. Enjoy the privileges at the adjacent Princess Port de Plaisance Hotel & Casino.
Bobby’s Marina: modern facility with a full service marina and boat yard located near the airport, on the lagoon; will handle smaller vessels and sailboats.
Dock Maarten: is the closest marina to the A.C. Wathey Cruise and Cargo Facility, located on a beautiful open bay with azure waters.
Island Water World Portofino: easy access makes the dock of this lagoon-based marina a popular spot for sailboats and small motor yachts. Island Water World is a beehive of activity
Lagoon Marina: offers modern marine facilities, friendly atmosphere.

We are pleased to offer our vacation rental management services.

Property owners will have the opportunity to produce rental income based on short term rentals.

The Heineken Regatta is an annual sailing event that takes place in Sint Maarten. The regatta is one of the largest and most popular sailing events in the Caribbean, attracting sailors and sailing enthusiasts from around the world. The Heineken Regatta was first held in 1980 and has since grown to become a major international event, with participants from over 35 countries.

The regatta features a series of races for yachts and other sailing vessels of various classes, with participants competing for prizes and bragging rights.

The Heineken Regatta is typically held in early March, and participants and spectators can enjoy the warm, sunny weather and beautiful scenery of Sint Maarten while taking part in the festivities. Whether you are a seasoned sailor or just looking for a fun and exciting vacation, the Heineken Regatta is a great event to check out.

Sports: horse riding, golf, diving, windsurfing, water skiing, jet skiing, kayaking, kite surfing

Tours: speed boat, snorkeling beach tour, catamaran day sailing, guided eco tour, dinner cruise

Photography: well-known and experienced photographer for fashion and wedding photography. You may reach him at

Simpson Bay: the principal entry to the Lagoon is via a drawbridge, largest mega yachts access to the marinas.
Causeway: a swing bridge with access to the French side of the lagoon and down to the airport and Cupecoy  areas of the St. Maarten section of the lagoon.
Sandy Ground: located on French side territory nearby to the town Marigot with access to pedestrians and vehicles  coming from Sandy ground districts, from Nettlė Bay and Lowlands.

Meet our team

If you want the best care possible for your real estate needs, our certified professionals are here to help


Donna Gilmore
happy seller
I reviewed and purchased a number of different WordPress Themes before settling on Wp Residence.
Mika Gilmore
happy seller
The WP Estate team did an outstanding job helping me buy and create my first real estate website.
Lisa Simpson
happy buyer
We hired the WP Estate team as our buyer agent because they are the perfect team for real estate projects.

Our team stats

Despite well over $1 billion in combined sales, however, the team strives to maintain an air of humility and discretion

Current Listing Volume
$ 0 M
Total Sold 2020 - 2022
$ 350 M
Lifetime Sales Volume
$ 0 B

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